Naira · Dollars · Pounds — one ledger

Carry your whole wallet in one app.

DuPay brings your spending, cards, bills and currencies into one mobile wallet you can read like a statement — and move like a tap.

Get the app See what's inside
₦1,840 / $1
Transfer sent
GOOD EVENING
Hi, Adaeze
Total balance
₦128,450.00
+ 3 currency wallets active
Send
Top up
Cards
Bills
Data — MTN 2GB− ₦1,200
From Tunde O.+ ₦15,000
USD wallet funded+ $40.00
The statement

Everything that moves, in one ledger.

No switching between five apps to manage your money. Every payment, top-up and request lives on the same page.

Send & receive
Move money instantly between wallets, or straight out to any Nigerian bank account.
Instant
Bills & top-ups
Airtime, data, cable subscriptions and electricity — paid in seconds, day or night.
24/7
Recharge cards
Generate airtime and data ePINs to use yourself or sell on to your customers.
Bulk-ready
POS & ATM cards
Request a POS terminal for your business, or claim a physical ATM card without a branch visit.
On demand
QR pay
Scan to pay or get paid — no account number to read out or mistype.
Tap & go
Cards

A card for however you spend.

  • Virtual card, issued instantlyFor subscriptions and online checkout — freeze it, fund it, set a limit, all from the app.
  • Physical ATM card on requestClaim a card and have it delivered — for everywhere a tap or swipe still wins.
  • Full activity, line by lineEvery card transaction lands in your ledger the moment it happens.
DUPAY VIRTUAL
5412 •• •• 8830
ADAEZE O.09/29
DUPAY ATM
4921 •• •• 1147
ADAEZE O.03/30
NGN
₦128,450
USD
$212.40
GBP
£64.10
EUR
€38.90
Foreign currency wallet

Hold naira, dollars and pounds — at once.

Open dedicated USD, GBP and EUR accounts inside DuPay, convert between them at a clear rate, and send money abroad without leaving the app.

Trust

Built to be boring about safety.

The fun part is moving your money. The serious part happens quietly, underneath.

Verified identity

A short KYC check confirms it's really you, once — so every transfer after that moves without friction.

Transaction PIN

Every transfer, withdrawal and card action asks for a PIN only you know — set once, changeable anytime.

Encrypted on-device

Sensitive details are stored securely on your phone, not floating in some unsecured cache.

Bring the people who already trust you with money.

Share your code, earn a bonus when they sign up and fund their wallet.

Get your referral code
Available on iOS and Android

Your money is already moving.
Catch up to it.

Download DuPay and bring every account, card and currency into one ledger.

Download on theApp Store Get it onGoogle Play